Finance

Revealed: How many of us have less than €1k in savings or none at all

A new survey has revealed the stark reality of Irish people’s savings, with a jarring number having less than €1000 tucked away. Nearly a third of people have less than €1,000 in savings – while one in nine (11%) have no savings at all, new research shows. However, more than half – 58% – of […]

Practical income streams that support long-term financial stability

One source of income will hardly suffice to establish financial security. Life is dynamic, markets are … Practical Income Streams That Support Long-Term Financial StabilityRead more

How to make bank by reselling what the government loses money on #sidehustle #sidehustleideas

Wall Street euphoria as Dow smashes through 50,000 for first time ever in massive rebound

US stocks jumped Friday as tech shares recovered and bitcoin stabilized after recent losses.

I use Venmo and PayPal all the time. My father says the "$600 rule" will cost me thousands in taxes—my uncle says the rule was repealed. Who’s right?

When family members start confidently throwing around IRS rules, panic usually follows. One person swears a new rule will “cost you thousands.” Another says it was repealed and you’re fine. Both sound certain. Neither is explaining it clearly. So let’s break it down properly.

This is why Black and White Americans have a wealth gap - and how to fix it

The wealth gap between Black and White Americans didn’t form overnight. It grew over generations through differences in access to housing, credit, and capital. Financial systems and policy decisions played a major role in shaping who could build assets and who faced barriers. These patterns still affect wealth outcomes today. The discussion focuses on practical steps that can help narrow that divide.

Tech stocks push Canada, US markets higher as precious metals also rise

TORONTO — Markets in the U.S. and Canada rose on Monday, helped by gains in technology stocks.

Apollo, xAI near $3.4 billion deal to fund AI chips, The Information reports

Feb 9 (Reuters) - Apollo Global Management is nearing a deal to lend about $3.4 billion to an investment vehicle that will purchase Nvidia chips and lease them to Elon Musk's xAI, the Information reported on Monday, citing a person familiar with the matter. SpaceX and xAI did not immediately respond to Reuters requests for comment. (Reporting by Akash Sriram in Bengaluru; Editing by Arun Koyyur)

My husband and I are pensioners on £1,700 a month – but we feel incredibly rich

Sarah Butler says that despite living entirely on the state pension, she feels wealthy and has a rich and fulfilling life

Beyond Telus: A high-yield stock perfect for income lovers

Brookfield Renewable Partners (TSX:BEP.UN) is a standout income stock fit for long-term investors. The post Beyond Telus: A High-Yield Stock Perfect for Income Lovers appeared first on The Motley Fool Canada.

Alphabet to sell rare 100-year bond to fund AI expansion, media reports say

Feb 10 (Reuters) - Alphabet is selling a rare 100-year bond in a first for the tech industry since the dot-com bubble from 1990s, media reports said, as Big Tech increasingly leans on debt to fund its surging spending on artificial intelligence infrastructure. The Google parent said on Tuesday it had sold bonds worth $20 billion in a seven-part offering, the latest sign of the tech industry's

Bitcoin on the cusp of $60,000 as investors flee risky bets

SINGAPORE, Feb 6 (Reuters) - Bitcoin made a 16-month low and tested key $60,000 support on Friday, as a global selloff in technology stocks deepened and washed out risky bets across asset classes. The world's largest cryptocurrency was last up 1.64% at $64,153.24 in volatile trade, swinging between gains and losses after having hit a low of $60,008.52 earlier in the session. That marked its

Smart money moves for the retirement years

Adult life has to deal with money and think calmly and plan consistently. Patterns of income … Smart Money Moves for the Retirement YearsRead more

The average 50-something American is now worth $1.4 million

People find it hard to believe that most Americans who reach their 50s have achieved millionaire … The average 50-something American is now worth $1.4 millionRead more

Top Canadian stocks to buy right away with $5,000

These three Canadian stocks could help optimize your portfolio's risk-reward profile. The post Top Canadian Stocks to Buy Right Away With $5,000 appeared first on The Motley Fool Canada.

How to help adult children financially without harming your future

How to help adult children financially without harming your future - Experts on how to help your children with big expenses - without bankrupting yourself

GOP corruption may upend Georgia's Republican US Senate primary

The Atlanta Journal Constitution reports that retirees who fell victim to a far-reaching Republican Party-affiliated Ponzi scheme are poised to redirect the trajectory of the GOP primary in Georgia. “At 93, retiree [Jay McMaster] spent a lifetime building a nest egg — starting as a boy shining shoes for 35 cents an hour at Woolworth’s, then saving ...

Neo Financial just cracked the big-bank funding wall — and that could mean better credit and choice for Canadians

The Calgary-based fintech recently raised $68.5 million from more than 100 Canadian investors

How the AI gold rush turned into a $1.8 trillion trap

Everyone keeps asking whether AI is a bubble. That’s the wrong question. What’s forming looks more like a black hole — money goes in, but it never comes back out. Trillions are being poured into chips, data centers, and power infrastructure that can’t be easily sold or shut down. And if demand slows, the losses won’t explode overnight — they’ll disappear quietly.

Here’s how I’d invest $25,000 with rates on pause

With the Bank of Canada holding at 2.25%, this simple $25,000 plan leans on income and diversification instead of hoping for rate cuts. The post Here’s How I’d Invest $25,000 With Rates on Pause appeared first on The Motley Fool Canada.

Australia's Pepper Money soars on $815 million bid from Challenger, major shareholder

Feb 9 (Reuters) - Pepper Money said on Monday it had received a takeover offer from investment manager Challenger and majority shareholder Pepper Group, valuing the company at A$1.16 billion ($814.90 million), helping its shares log record intraday gain. Shares of the Australian non-bank lender rallied as much as 33.52% to A$2.350, posting their biggest intraday percentage gain on record.

Minecraft, But Your Money = More Super

#minecraft Minecraft, But Your Money = More Super

Warren Buffett retired with US$150B last year — here’s the simple wealth magic trick he once said does the heavy lifting

“The nature of compound interest is that it behaves like a snowball"

Germany's Siemens Energy nearly triples quarterly profit

Siemens Energy nearly tripled its profit in the first quarter of its financial year, the German energy technology company said on Wednesday. In the October-to-December period, the company posted net income of €746 million ($889 million) - almost three times as much as in the same period a year earlier. The result was achieved despite a negative one...

Ukraine to receive €90 billion loan: European Parliament gives final approval

Today, February 11, European Parliament approved €90 billion loan for Ukraine, official website of European Parliament reports. European lawmakers supported this loan for the period 2026–2027 with 458 votes in favor, 140 against, and 44 abstentions. The loan will be financed through borrowing by the European Union on financial markets, and interest...

Retirement reset: Cut costs and create new income streams

The pace of life changes with retirement. The income can decrease, but the expenses can be constant. … Retirement Reset: Cut Costs and Create New Income StreamsRead more

How much YouTube paid me in 2 months

Certainly! Here's the description with all the links and their accompanying text removed: Get my 12 favorite biz ideas for 2024, with full launch plans included. Today, I'm pulling back the curtain on how much YouTube actually paid me in the first 60 days of being monetized. No gatekeeping here! Real numbers, real insights. YouTube isn’t easy, but if I can do it, so can you. I’ll share what worked, what didn’t, and the journey to 54,000 subscribers in just eight months and how to navigate the YouTube algorithm. Timestamps below. Enjoy! --- 00:00 Introduction and Purpose 00:44 Background and Personal Journey 01:10 Getting Monetized on YouTube 01:38 Early YouTube Journey and Consistency 03:02 Analyzing Initial Performance 03:49 Leveraging Other Platforms 04:31 Viral Hits and Algorithm Insights 06:17 Monetization Journey Begins 07:01 Revenue Breakdown: Shorts vs Longs 07:39 Understanding rpm and cpm 08:16 Analyzing rpm Trends 09:43 Insights f...

Arch Capital's fourth-quarter profit rises on underwriting strength

Feb 9 (Reuters) - Arch Capital Group's fourth-quarter profit rose on Monday, as the insurer benefited from strong underwriting performance and investment returns. U.S. insurers are benefiting as macroeconomic uncertainty and recession fears promote spending on risk-mitigating offerings by households and businesses. The insurer reported a pre-tax catastrophe loss of $164 million, net of

Who controls your money inside the global financial system

Many people wonder who really controls all of our money and how the financial system works. In this video we break down how money is created, who makes the key decisions, and how financial institutions influence the global economy. Learn how central banks, governments, and financial markets shape the flow of money. Understanding this system can help you make better financial decisions.

The secrets behind Switzerland’s wealth and global economic status

From banking to innovation, we examine the reasons Switzerland became the wealthiest nation and whether its model is sustainable.

How I turn adventures into cash!

This video explores the various ways content creators monetize their platforms. It delves into different strategies and revenue sources, providing insight into the mechanisms that support their work. Learn about the importance of diverse income streams and how they impact content sustainability.

Buy now, pay later customers will now face affordability checks under new regulation

At present, there are no protections in place for consumers who use BNPL frequently, even though they may not be able to afford it.

How to turn a 30 second video into a 6 figure business

Certainly! Here's the description with all links and additional text removed: --- HoldCo Bros are back! @NikonomicsPodcast and I talk about our absolutely transformative 2024. It was a year of big wins and some pretty big fails, and we're breaking it all down. Is consistency overrated when it comes to content? We're debating that and more! We discussed the world of content creation, going from cringe to building an audience of over a million people across multiple platforms. We explore how short-form video is like a lottery ticket - a small investment that can change everything. We also discuss how building an audience can create new opportunities, such as launching our vending machine business that already did over $200k in sales, as well as getting into some unsexy but profitable businesses. Of course, we're also talking about some tough lessons learned from our crypto business and other ventures that didn't work out. Plus, we're sharing our exciting plans for 2025. Timestamps below. Enjoy!

Cash or credit? How Canadians are managing their money in this economy

With the high cost of living top of mind for many Canadians, CBC's Emma Weller explores how some people are managing their money at the bank or in cash.

What BBC licence fee hike to £180 means for prosecutions for non-payment

Ministers say the increase of £5.50, in line with inflation, will take effect from 1 April

Trains, trains and more trains: Can Eurostar’s €2bn investment keep competition at bay?

Matthieu Quyollet, Eurostar’s Chief Financial, Strategy and Transformation Officer on The Big Question

Every business is scalable

SoftBank earnings set for OpenAI boost, with focus on future funding

By Anton Bridge TOKYO, Feb 10 (Reuters) - Japan's SoftBank Group is expected to post a healthy profit on its investment in OpenAI when it reports quarterly results on Thursday, as the market focuses on how it will fund its artificial intelligence spending spree. With OpenAI striking a string of multi-billion-dollar deals despite continuing to lose money, investors have grown concerned about the

@ the Bell: Could cautious trading keep markets stable?

Canada’s main stock index came within fingertips of a new all-time high on Tuesday, with traders hesitant to take the extra reach before key US economic reports arrive later in the week. Industrials was the top gainer while mining saw the most losses. Meanwhile, US markets stalled after the Dow Jones Industrial Average set another new record. Coca-...

21 ways the Bank of Canada’s latest rate moves could hit your mortgage and rent

Interest rate changes do not stay trapped inside financial headlines. They reach kitchens, rent cheques, renewal notices, and late-night budget talks. The Bank of Canada’s latest moves have already shifted borrowing costs across the country.

Carney boosts GST credit to help Canadians with the cost of groceries — will it put more money in your pocket?

New GST credit boost and food support aim to ease rising grocery costs for millions of Canadians

Cineplex reports $369,000 Q4 profit down from $3.3 million a year earlier

TORONTO — Cineplex Inc. reported a fourth-quarter profit of $369,000, down from $3.3 million a year earlier, as its revenue also edged lower.

Keeping over this amount of cash in your bank account is a serious mistake — how much do you have stashed in there?

Cash is king, right? Not always.

Why men feel used when they always pay

When people believe their efforts should bring them equal, reciprocal treatment, they experience a “psychological energy leak” which causes them to feel burned out and resentful. Men who pay for everything during dating practice create a tradition that starts as caring but develops into a major mental burden. People experience this situation when their financial...

Cincinnati Financial's quarterly profit rises on higher premiums, investment income

Feb 9 (Reuters) - Property and casualty insurer Cincinnati Financial's fourth-quarter profit rose on Monday, reflecting higher premiums and investment income. The results show insurance firms' stability, even as macroeconomic and geopolitical tensions disrupt other businesses. As consumers and companies grow accustomed to economic uncertainty, spending on policies has remained steady. Earned

This 70 year old retiree counted on an inheritance that never came. What her story teaches about financial security

An East Coast Canadian took care of her mother for years, relying on a potential inheritance as a financial safety net — it never came.

Should I overpay my mortgage while the interest rate is still below 2%

Many mortgage holders will come off ultra-cheap rates this year and will see their costs increase

Here’s how much you need to earn to be considered middle class in every US state

Paying $1 million to look fake rich?

Paying $1 Million To Look Fake Rich?! You'll Never Guess What Happens Next!

My 3 favourite stocks for monthly passive income

Supported by strong cash flows, attractive yields, and visible growth prospects, these three monthly-paying dividend stocks can meaningfully enhance your passive income. The post My 3 Favourite Stocks for Monthly Passive Income appeared first on The Motley Fool Canada.