Personal Finance

A new workout routine doesn't need to be a heavy lift for your budget

When Jessica Moorhouse was in her 20s, her fitness routine was guided by workout videotapes borrowed from her father and a trusty pair of running shoes she used to circle her block.

US businesses wary of Trump policy impacts, Fed survey shows

By Ann Saphir (Reuters) -The U.S. economy ended 2024 with a slight to moderate increase in activity and a tick upward in employment, the Federal Reserve said on Wednesday, but businesses flagged a range of concerns about the potential for policies under President-elect Donald Trump to push prices higher. The findings, which draw on observations from the business and community contacts of each of

The Impact of Renewable Energy on the US Economy

The Impact of Renewable Energy on the US Economy Get more from ClimateCosmos! What do you think about this topic? Share your thoughts in the comments below — we’d love to hear from you! Want more stories like this? Follow us and never miss out!

Canada carbon rebate goes out today as future of carbon tax remains unclear

OTTAWA — The first carbon rebate of 2025 is being paid out today to households in provinces that use the federal carbon pricing system — even as the future of the rebate program itself remains uncertain.

How Much Is A Plane In 2021 - Aircraft Prices & Why It Doesn't Matter

In this video, I'm going to tell you how you can buy a commercial plane, how much it costs and why that may not be the best idea. There are some pretty crazy price differences and some planes are effectively worthless despite costing half a billion dollars - so buckle up and let us go shopping!

Exact amount of money you’ll need to retire – and 5 tips to achieve it

Struggling with numbers was the first warning sign of my brother’s dementia

Parker’s New Australia Claim Has Over $1 Million Worth Of Gold! | Gold Rush

Subscribe to Discovery UK for more great clips: https://bit.ly/3wjYPAU Parker’s risk in taking on the Australia claim pays off when the first week of running the wash plant makes over $1 million dollars! 🇬🇧 Catch full episodes of your favourite Discovery Channel shows on discovery+: https://bit.ly/41DFZTB From Season 14 Episode 15. Follow Discovery UK on Twitter: http://www.twitter.com/DiscoveryUK

Ramit Sethi's 10 rules of money (hint: you don't need to buy a home)

Personal finance expert Ramit Sethi gets fired up when confronted with the view of home ownership being the ultimate wealth-building investment. Here are his 10 money rules

Young would-be homeowners can't buy without parental money

New data released Tuesday sheds more light on a dark situation for young would-be homeowners. It is extremely difficult for them to get into B.C.'s real estate market. As Belle Puri reports, incomes aren't keeping up with housing costs.

It just got more expensive to travel in 51 countries — see the full list

The value of the pound has fallen.

5 Frugal Habits That Expert Barbara Ginty Swears By

In a world where spending money seems almost as effortless as breathing, cultivating frugal habits has become an art form. Whether it's buying clothes while shopping online or making impulse purchases...

How Much Cash Do You Need to Quit Work and Live Off Dividend Income?

If you're looking for early retirement, you've come to the right place. Start saving, and start earning massive income for now, and retirement. The post How Much Cash Do You Need to Quit Work and Live Off Dividend Income? appeared first on The Motley Fool Canada.

I saved £30,000 in 2 years - all while working a minimum wage job

I set myself a goal of becoming a millionaire in 10 years.

3 Reasons Your CPP Benefits Are More Valuable Than You Think

Holding iShares S&P/TSX Capped Composite Index Fund (TSX:XIC) in a TFSA can supplement your CPP. The post 3 Reasons Your CPP Benefits Are More Valuable Than You Think appeared first on The Motley Fool Canada.

Trump says he will create an 'External Revenue Service' agency to collect tariff income

WASHINGTON (AP) — President-elect Donald Trump on Tuesday announced plans to create a new agency called the External Revenue Service to collect tariffs and other revenues from foreign nations.

Confused about all the deductions on your paycheque? Here's what they mean

You're a few weeks into your new job and payday has arrived.

2 No-Brainer Growth Stocks to Buy Right Now for Less Than $500

Both of these top Canadian stocks have impressive track records and years of growth potential, making them two of the best to buy now. The post 2 No-Brainer Growth Stocks to Buy Right Now for Less Than $500 appeared first on The Motley Fool Canada.

Japan finance minister flags action against excessive foreign exchange movement

TOKYO (Reuters) -Japan Finance Minister Katsunobu Kato on Wednesday reiterated that the government would take appropriate action against excessive movement on the foreign exchange market, as the yen has seen high volatility ahead of a key monetary policy meeting. "As I have said previously, we have been seeing rather sharp movement," Kato said at the Japan National Press Club. "The government has

Yellen defends COVID spending, says it saved millions from losing jobs

(Changes day of Yellen's departure from Treasury job to Monday in paragraph 2) By Andrea Shalal WASHINGTON (Reuters) - U.S. Treasury Secretary Janet Yellen on Wednesday will defend the Biden administration's response to the COVID pandemic, arguing that its stimulus spending and other policies led to robust growth and averted millions of job losses. In her last major speech before leaving office

US bank regulator fines three former Wells Fargo executives over fake accounts scandal

By Pete Schroeder WASHINGTON (Reuters) -A U.S. banking regulator said on Tuesday it had fined three former executives at Wells Fargo for their roles in the bank's long-running fake accounts scandal. The Office of the Comptroller of the Currency said Claudia Russ Anderson, the bank's former community bank group risk officer, would be fined $10 million and prohibited from working in the banking

Barrick Gold suspends operations in Mali after government seizes gold stocks

Barrick Gold Corporation has halted its operations in Mali after the government seized gold stocks worth $245 million Cdn from the company's Loulo-Gounkoto complex.

5 smart things wealthy baby boomers do with their money — how many do you do?

Baby boomers — the generation on the cusp of or currently living out their retirement dreams — can offer a few good tips when it comes to money management

Let's code a DIGITAL CLOCK in Python! 🕒

#python #pythontutorial #pythoncourseforbeginners 00:00:00 pip install PyQt5 00:00:41 imports 00:01:57 class DigitalClock(QWidget) 00:02:59 if __name__ == "__main__" 00:04:48 setting up __init__() 00:05:29 initUI() 00:10:03 update_time() 00:12:47 custom font ## Python PyQt5 Digital Clock import sys from PyQt5.QtWidgets import QApplication, QWidget, QLabel, QVBoxLayout from PyQt5.QtCore import QTimer, QTime, Qt from PyQt5.QtGui import QFont, QFontDatabase class DigitalClock(QWidget): def __init__(self): super().__init__() self.time_label = QLabel(self) self.timer = QTimer(self) self.initUI() def initUI(self): self.setWindowTitle("Digital Clock") self.setGeometry(600, 400, 300, 100) vbox = QVBoxLayout() vbox.addWidget(self.time_label) self.setLayout(vbox) self.time_label.setAlignment(Qt.AlignCenter) self.time_label.setStyleSheet("font-size: 150px;" "color: hsl(111, 100%, 50%);") self.setStyleSheet("background-color: black;") ## Use a custom font ## font_id = QFontDatabase.addApplicationFont("DS-DIGIT.TTF") ## font_family = QFontDatabase.applicationFontFamilies(font_id)[0] ## my_font = QFont(font_family, 300) ## self.time_label.setFont(my_font) self.timer.timeout.connect(self.update_time) self.timer.start(1000) self.update_time() def update_time(self): current_time = QTime.currentTime().toString("hh:mm:ss AP") self.time_label.setText(current_time) if __name__ == "__main__": app = QApplication(sys.argv) clock = DigitalClock() clock.show() sys.exit(app.exec_())

What’s getting more expensive in 2025?

If you live in Quebec, you can expect to pay more for a few things in 2025. The price of several goods and services including groceries and electricity are expected to rise.

World Bank pledges $20 billion to Pakistan

The World Bank has announced it will supply $20 billion to Pakistan over the next decade to help the country tackle climate change and development challenges that hinder growth, aiming for inclusive and sustainable development. "We welcome the World Bank's pledge of $20 billion under its first-ever 10-year Country Partnership Framework (CPF) for Pa...

Average net worth of Americans by age — see how you compare

$1.8 billion isn't missing after all in South Carolina but questions remain about accounting error

COLUMBIA, S.C. (AP) — It turns out that $1.8 billion in South Carolina state funds weren't just sitting in a bank account waiting to be spent. Instead, it was an accounting error compounded over years instead of being reconciled, an independent forensic audit determined.

Business Matters: Consumer debt sentiments worsening, survey shows

Insolvency firm MNP says Canadians have entered 2025 feeling pessimistic about their personal finance rates, despite multiple interest rate cuts. Amandalina Letterio has the details and more in Business Matters for January 13, 2025.

Jobs that pay the most for under 30 hours work a week

How mega-polluters take advantage of billions in green loans

Shell got one. So did the pipeline company Enbridge. And last summer, energy giant Drax got its biggest one to date, worth more than half a billion dollars.

Dutch semiconductor company NXP secures €1 billion loan

Dutch-based NXP Semiconductors announced on Wednesday that the company has secured a loan worth €1 billion ($1.03 billion) from the European Investment Bank (EIB). "As semiconductors are key to the digital and green transitions, their importance will only grow, and the EIB proudly supports such strategic technology," the bank's vice president, Robe...

‘It’s not taxed at all’: Warren Buffett shares the 'best investment' you can make when battling inflation — and it doesn't have to cost you a dime

Buffett likes high-quality businesses with low capital needs but, even better, are investments that don't cost you a dime. Here are two strategies straight from Buffett's playbook

Got $100? 3 Small-Cap Stocks to Buy and Hold Forever

Given their solid underlying businesses and healthy growth prospects, these three small-cap stocks can deliver superior returns in the long run. The post Got $100? 3 Small-Cap Stocks to Buy and Hold Forever appeared first on The Motley Fool Canada.

9 items you have around your home that are worth more than you think

Many still see inflation, cost of living as biggest financial challenge of 2025: TD

TORONTO — Almost half of Canadians say inflation and the cost of living will continue to be the biggest financial challenge they face this year, according to a new survey from TD Bank.

Understanding how home equity actually works

The roof over your head has likely substantially increased in value since you bought it. This does not make it a good investment.

Here’s How Much 35-Year-Old Canadians Need Now to Retire at 65

The TFSA can be the perfect place to grow your retirement income, and if you're 35, here's how much you should have. The post Here’s How Much 35-Year-Old Canadians Need Now to Retire at 65 appeared first on The Motley Fool Canada.

What’s weighing on the loonie?

With the Canadian dollar hovering near four-year lows, your trips south of the border could look a bit more expensive this year... but experts say there are ways to ease the financial stress of a weak loonie, and maybe even get ahead. Nivrita Ganguly reports.

Here's how much life cost in 1995 compared to 2025

From a semi-detached to a Pot Noodle.

Research suggests those who use buy-now-pay-later services end up spending more

Once, borrowing money to make a purchase was a relatively tedious process, not a spur-of-the-moment thing. True, some stores offered lay-by plans that would let you pay for goods in instalments. But if they didn’t, and you didn’t already have a credit card, you’d have to go to a bank and apply for one. That would mean providing a range of supporting documents, negotiating an appropriate credit limit, and waiting for approval. It’s unlikely you’d...

Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains

In this video, we go over the best way to go about where to put your excess cash when you have an existing mortgage. What is the optimal decision? Is it really smarter to invest the money instead of paying off the home? What are the other intangible factors? All that will be answered today. Mortgage Payoff Calculator: https://www.calculator.net/mortgage-payoff-calculator FREE STOCKS + RESOURCES: 🏆 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https://www.webull.com/k/HumphreyYang 🏆 Webull UK: https://www.webull-uk.com/i/humphreyUK 💸 SoFi Checking & Savings: https://sofi.com/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply. RESOURCES: 💵 Free Templates: https://beacons.ai/humphreytalks/freedownloads 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com ▶️ See What I Invest In ➭ https://patreon.com/humphreytalks 💳 My Favorite Credit Cards ➭ https://cardonomics.com/i/humphrey 👾 Join our free Discord Community: https://discord.gg/xJzsaGaaDE MY SOCIALS: Secret Channel -- https://youtube.com/@hug Instagram -- https://instagram.com/humphreytalks Twitter -- https://twitter.com/humphreytalks TikTok -- https://tiktok.com/@humphreytalks Rickie (Editor) ➭ https://instagram.com/coldgamerick WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! ⏱️ Timestamps: 0:00 - Start Here 0:55 - How Mortgages Actually Work 4:24 - Stock Market Returns 9:16 - Tips to Pay Off Mortgage Early

March Madness to pay women’s teams under new NCAA-approved structure

Women’s basketball teams finally will be paid for playing games in the NCAA Tournament each March just like the men have for years under a plan approved Wednesday at the NCAA convention.

What is a bitcoin, anyway?

Jarrett Vaughan, adjunct professor, UBC Sauder School of Business, explains the currency to us like we're 12 years old.

10 Facts About the Hidden Costs of Climate Change

Uncover the unseen price tag of our climate crisis! 🌍💰 These 10 surprising facts shed light on the hidden costs we've overlooked. Join the conversation and let’s drive awareness together! #ClimateChange #Sustainability #HiddenCosts

7 million Canadians now work side gigs, survey reveals

7.3 million Canadians now work side gigs to help pay the bills or set extra money aside, a new survey reveals. Many already earn more than $100K per year from their primary jobs.

Rising borrowing costs batter UK government and threaten to derail its left-leaning program

LONDON (AP) — Britain’s new government, which is already facing anger over higher taxes, unpopular spending decisions and political scandals just six months after taking office, is now being battered by rising borrowing costs that threaten to derail its left-leaning program.

5 critical tips Canadians need to know when relying on CPP and facing financial uncertainty

Explore the performance of the CPP, how it influences retirees’ financial security and the potential shortfalls that could impact those who rely heavily on it

5 Exclusive Money Plant Home Decoration Guide | Indoor Money plant Design Ideas//GREEN PLANTS

5 Exclusive Money Plant Home Decoration Guide | Indoor Money plant Design Ideas//GREEN PLANTS @GreenPlants5 In this video we share exclusive ways to incorporate money plants(pothos) into your home decor with stunning indoor gardening ideas. Enhance your living space home decoration with indoor plants like pothos plants into your interior design for a refreshing look. Get inspired by amazing designs and tips for growing money plants into your home garden. Learn how to grow Money Plant effectively indoors and care for money plants in indoors and enhance your home garden with this versatile vine plants. Money plants are a popular choice for home decoration as they are believed to bring good luck and prosperity according to Feng Shui. Learn how to grow and care for money plants as a home decoration to promote positive energy flow. #greenplants #moneyplantdecoration #moneyplant #plants #gardeningideas All Videos Playlists 1.Hanging Plants https://www.youtube.com/watch?v=wOo93qa5v5Y&list=PLKL1PRNUgwSByGAFgwDkr0uSWBz5KrYbN 2.Water Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSD_Pq5PCLi6ixKXCRJIXdt2 3.Snake Plants Growing Ideas https://www.youtube.com/watch?v=iLD4Ux4z2aY&list=PLKL1PRNUgwSA0hkxPgp3roijFJBuQNNda 4.Plants Decoration https://www.youtube.com/watch?v=haQrPNERfeE&list=PLKL1PRNUgwSDyTVU8p4zrPvQfRmrg89Mn 5.Hanging Garden Ideas https://www.youtube.com/watch?v=y5Y1RsiwQhU&list=PLKL1PRNUgwSA5VdGTjUuI14v1YtmzJrvk 6.Money plant Decoration https://www.youtube.com/watch?v=D8t5WtfgtjQ&list=PLKL1PRNUgwSCJK2GQsqrlZbHC9_rqXJit 7.Tabletop Planter https://www.youtube.com/watch?v=fLYwRRUkIFY&list=PLKL1PRNUgwSB49EXSWbxAqfZky_IwDTYb 8.Potting Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBo6KKnUyzGhoA-s747W0TX 9.Planter Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBXmwKst8ZnBgnlDvYnp52e 10.Water Fountain Ideas https://www.youtube.com/watch?v=Fg4x5gDqlrE&list=PLKL1PRNUgwSAgVc3O4xB5D5qjwqr6kEqr 11.Home Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSDFQqve1R-uJRKShVAK_oeP 12.Flower Garden https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSCb9XR-eefqc7zfFYbplgBg 13.Lucky Bamboo Ideas https://www.youtube.com/watch?v=XI78PNIjgEo&list=PLKL1PRNUgwSA_GhX47VLD239o7z3eGrkK 14.Coconut Bonsai https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAz7nkBUHoWKbuqO0rigrvg 15.Update Video https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSDyhvcDiHKjY5dBPgEeDBED 16.Airlayring and Grafting https://www.youtube.com/watch?v=DeYAa3ZXOro&list=PLKL1PRNUgwSDXyCC2w2gizxELhr6IBKD5 17.Bougainvillea Bonsai https://www.youtube.com/watch?v=fYhcpPwKEsQ&list=PLKL1PRNUgwSA0qeIjzd07P0TBNsXVh0EA 18.Money plant growing tips https://www.youtube.com/watch?v=PTxGdvA3flE&list=PLKL1PRNUgwSBXVgI3N3ejdDIj6AwYKyNK 19.Bonsai https://www.youtube.com/watch?v=Z2NS5HoVPNU&list=PLKL1PRNUgwSDGrJxEkZs-yBV-CPrRN0R5 20.Bonsai at Home https://www.youtube.com/watch?v=-L1OqorOpVY&list=PLKL1PRNUgwSCZL8mQqES1PJ3ZUUOMFc0i 21.Easy Bonsai Growing Tips https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAPZgSzabn_O-RCa6CaSLP6 22.You Can Start Bonsai https://www.youtube.com/watch?v=X-HZRupYrvQ&list=PLKL1PRNUgwSBzrDVladlFbFFYQRnvsPu_

How high will home prices get in 2025? Depends where you live

If the Bank of Canada signals the policy rate may have settled at the bottom, CREA said that could set up a wave of activity in the already traditionally busy spring market.