Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains

In this video, we go over the best way to go about where to put your excess cash when you have an existing mortgage. What is the optimal decision? Is it really smarter to invest the money instead of paying off the home? What are the other intangible factors? All that will be answered today. Mortgage Payoff Calculator: https://www.calculator.net/mortgage-payoff-calculator FREE STOCKS + RESOURCES: 🏆 Webull Deposit a Minimum of $500 and Get a Guaranteed $50 Free Stock: https://www.webull.com/k/HumphreyYang 🏆 Webull UK: https://www.webull-uk.com/i/humphreyUK 💸 SoFi Checking & Savings: https://sofi.com/humphrey Get up to 4.40% APY, pay no account fees and earn $250 when you sign up and set up direct deposit. Terms apply. RESOURCES: 💵 Free Templates: https://beacons.ai/humphreytalks/freedownloads 🐪 Hump Days Newsletter ➭ https://humpdays.substack.com ▶️ See What I Invest In ➭ https://patreon.com/humphreytalks 💳 My Favorite Credit Cards ➭ https://cardonomics.com/i/humphrey 👾 Join our free Discord Community: https://discord.gg/xJzsaGaaDE MY SOCIALS: Secret Channel -- https://youtube.com/@hug Instagram -- https://instagram.com/humphreytalks Twitter -- https://twitter.com/humphreytalks TikTok -- https://tiktok.com/@humphreytalks Rickie (Editor) ➭ https://instagram.com/coldgamerick WHO AM I? Hello 👋 I’m Humphrey, I used to be a financial advisor, worked in gaming/tech, and started my own eCommerce business. I make practical, rational content on investing, personal finance, the news, and much more with a data-backed approach. My goal is to help you with financial literacy and creating wealth. PS: I am no longer a current Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the channel! ⏱️ Timestamps: 0:00 - Start Here 0:55 - How Mortgages Actually Work 4:24 - Stock Market Returns 9:16 - Tips to Pay Off Mortgage Early

2 No-Brainer Growth Stocks to Buy Right Now for Less Than $500

Both of these top Canadian stocks have impressive track records and years of growth potential, making them two of the best to buy now. The post 2 No-Brainer Growth Stocks to Buy Right Now for Less Than $500 appeared first on The Motley Fool Canada.

Young would-be homeowners can't buy without parental money

New data released Tuesday sheds more light on a dark situation for young would-be homeowners. It is extremely difficult for them to get into B.C.'s real estate market. As Belle Puri reports, incomes aren't keeping up with housing costs.

BlackRock assets hit record $11.6 trillion in fourth quarter

By Davide Barbuscia NEW YORK (Reuters) -BlackRock's assets hit a record high $11.6 trillion in the fourth quarter of last year as the world's largest money manager posted a 21% profit jump, with fee income buoyed by stronger equity markets. Assets managed by the New York-based company increased to $11.55 trillion from $10.01 trillion a year earlier and $11.48 trillion in the third quarter.

What is a bitcoin, anyway?

Jarrett Vaughan, adjunct professor, UBC Sauder School of Business, explains the currency to us like we're 12 years old.

7 things you might be wasting your money on – and 4 you should pay more for

Here’s How Much 35-Year-Old Canadians Need Now to Retire at 65

The TFSA can be the perfect place to grow your retirement income, and if you're 35, here's how much you should have. The post Here’s How Much 35-Year-Old Canadians Need Now to Retire at 65 appeared first on The Motley Fool Canada.

Why New York is Building on TOP of its Skyscrapers

New York is so full that it's now building on top of its existing high-rises. Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks - https://www.masterworks.art/theb1m This video contains paid promotion for Masterworks. Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures - https://www.masterworks.com/cd Full story here - https://theb1m.com/video/why-new-york-is-building-on-top-of-its-skyscrapers Research sources - https://www.bloomberg.com/opinion/articles/2023-03-29/how-wall-street-became-a-fancy-residential-neighborhood?embedded-checkout=true https://nypost.com/2022/02/24/inside-one-wall-st-nycs-largest-ever-office-conversion/ https://www.curbed.com/2023/04/macklowes-one-wall-street-is-largest-ny-office-conversion.html https://www.ft.com/content/4e5af632-105e-443c-9f7f-ed926b22c8df https://www.nytimes.com/2018/07/20/realestate/one-wall-street-becomes-condos.html Additional footage and images courtesy of One Wall Street. For more by The B1M subscribe now - https://bit.ly/the-b1m We're raising awareness of construction's mental health crisis through our Get Construction Talking initiative. There’s a video series on our channel and you can find support or donate at - https://www.getconstructiontalking.org/ Follow Get Construction Talking Instagram - https://www.instagram.com/getconstructiontalking/ Twitter - https://twitter.com/GetConstTalking LinkedIn - https://www.linkedin.com/company/get-construction-talking/about/ Listen to The World's Best Construction Podcast by The B1M Apple - https://apple.co/3OssZsH Spotify - https://spoti.fi/3om1NkB Amazon Music - https://amzn.to/3znmBP4 View this video and more at - https://www.TheB1M.com/ Follow us on Twitter - http://www.twitter.com/TheB1M/ Like us on Facebook - http://www.facebook.com/TheB1M/ Follow us on TikTok - https://www.tiktok.com/@theb1m/ Follow us on LinkedIn - https://www.linkedin.com/company/the-b1m-ltd/ Follow us on Instagram - http://instagram.com/theb1m/ The B1M Merch store - https://theb1m.creator-spring.com/ #construction #architecture #skyscraper We welcome you sharing our content to inspire others, but please be nice and play by our rules - http://www.theb1m.com/guidelines-for-sharing Our content may only be embedded onto third party websites by arrangement. We have established partnerships with domains to share our content and help it reach a wider audience. If you are interested in partnering with us please contact [email protected]. Ripping and/or editing this video is illegal and will result in legal action. © 2024 The B1M Limited

What's the Difference Between Business Class and First Class?

We asked experts to break down the airplane seat hierarchy to help decipher when that upgrade is actually worth it.

How high will home prices get in 2025? Depends where you live

If the Bank of Canada signals the policy rate may have settled at the bottom, CREA said that could set up a wave of activity in the already traditionally busy spring market.

How Much Is A Plane In 2021 - Aircraft Prices & Why It Doesn't Matter

In this video, I'm going to tell you how you can buy a commercial plane, how much it costs and why that may not be the best idea. There are some pretty crazy price differences and some planes are effectively worthless despite costing half a billion dollars - so buckle up and let us go shopping!

Treasury nominee plans to say at confirmation hearing that Trump will unleash 'economic golden age'

WASHINGTON (AP) — U.S. Treasury nominee Scott Bessent plans to say Thursday during his confirmation hearing that President-elect Donald Trump has an opportunity to unleash “a new economic golden age."

US bank regulator fines three former Wells Fargo executives over fake accounts scandal

By Pete Schroeder WASHINGTON (Reuters) -A U.S. banking regulator said on Tuesday it had fined three former executives at Wells Fargo for their roles in the bank's long-running fake accounts scandal. The Office of the Comptroller of the Currency said Claudia Russ Anderson, the bank's former community bank group risk officer, would be fined $10 million and prohibited from working in the banking

Canada carbon rebate goes out today as future of carbon tax remains unclear

OTTAWA — The first carbon rebate of 2025 is being paid out today to households in provinces that use the federal carbon pricing system — even as the future of the rebate program itself remains uncertain.

Buy 4,167 Shares of 1 Dividend Stock, Create $325/Month in Passive Income

This dividend stock has one strong outlook. Right now could be the best time to grab it while it offers sky-high dividends. The post Buy 4,167 Shares of 1 Dividend Stock, Create $325/Month in Passive Income appeared first on The Motley Fool Canada.

Canada could impose tariffs on $105 billion worth of US imports, source says

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If you're thinking about relocating to one of these popular cities, it is definitely going to cost you a pretty penny.

5 Canadian Cities Where You Can Buy Luxury Homes for $100K or Less

Canadians are on the move -- perhaps more than ever before. Several factors are at play - including remote work and rising housing costs. Be Aware: 10 Dangerous Cities You Shouldn't Buy a Home in No...

Understanding how home equity actually works

The roof over your head has likely substantially increased in value since you bought it. This does not make it a good investment.

Trump says he will create an 'External Revenue Service' agency to collect tariff income

WASHINGTON (AP) — President-elect Donald Trump on Tuesday announced plans to create a new agency called the External Revenue Service to collect tariffs and other revenues from foreign nations.

Biden warns of dangerous threat of new age of ‘robber barons’ in farewell address

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5 Exclusive Money Plant Home Decoration Guide | Indoor Money plant Design Ideas//GREEN PLANTS

5 Exclusive Money Plant Home Decoration Guide | Indoor Money plant Design Ideas//GREEN PLANTS @GreenPlants5 In this video we share exclusive ways to incorporate money plants(pothos) into your home decor with stunning indoor gardening ideas. Enhance your living space home decoration with indoor plants like pothos plants into your interior design for a refreshing look. Get inspired by amazing designs and tips for growing money plants into your home garden. Learn how to grow Money Plant effectively indoors and care for money plants in indoors and enhance your home garden with this versatile vine plants. Money plants are a popular choice for home decoration as they are believed to bring good luck and prosperity according to Feng Shui. Learn how to grow and care for money plants as a home decoration to promote positive energy flow. #greenplants #moneyplantdecoration #moneyplant #plants #gardeningideas All Videos Playlists 1.Hanging Plants https://www.youtube.com/watch?v=wOo93qa5v5Y&list=PLKL1PRNUgwSByGAFgwDkr0uSWBz5KrYbN 2.Water Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSD_Pq5PCLi6ixKXCRJIXdt2 3.Snake Plants Growing Ideas https://www.youtube.com/watch?v=iLD4Ux4z2aY&list=PLKL1PRNUgwSA0hkxPgp3roijFJBuQNNda 4.Plants Decoration https://www.youtube.com/watch?v=haQrPNERfeE&list=PLKL1PRNUgwSDyTVU8p4zrPvQfRmrg89Mn 5.Hanging Garden Ideas https://www.youtube.com/watch?v=y5Y1RsiwQhU&list=PLKL1PRNUgwSA5VdGTjUuI14v1YtmzJrvk 6.Money plant Decoration https://www.youtube.com/watch?v=D8t5WtfgtjQ&list=PLKL1PRNUgwSCJK2GQsqrlZbHC9_rqXJit 7.Tabletop Planter https://www.youtube.com/watch?v=fLYwRRUkIFY&list=PLKL1PRNUgwSB49EXSWbxAqfZky_IwDTYb 8.Potting Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBo6KKnUyzGhoA-s747W0TX 9.Planter Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSBXmwKst8ZnBgnlDvYnp52e 10.Water Fountain Ideas https://www.youtube.com/watch?v=Fg4x5gDqlrE&list=PLKL1PRNUgwSAgVc3O4xB5D5qjwqr6kEqr 11.Home Garden Ideas https://www.youtube.com/watch?v=X4HdRea656s&list=PLKL1PRNUgwSDFQqve1R-uJRKShVAK_oeP 12.Flower Garden https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSCb9XR-eefqc7zfFYbplgBg 13.Lucky Bamboo Ideas https://www.youtube.com/watch?v=XI78PNIjgEo&list=PLKL1PRNUgwSA_GhX47VLD239o7z3eGrkK 14.Coconut Bonsai https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAz7nkBUHoWKbuqO0rigrvg 15.Update Video https://www.youtube.com/watch?v=iKhjDNAF--8&list=PLKL1PRNUgwSDyhvcDiHKjY5dBPgEeDBED 16.Airlayring and Grafting https://www.youtube.com/watch?v=DeYAa3ZXOro&list=PLKL1PRNUgwSDXyCC2w2gizxELhr6IBKD5 17.Bougainvillea Bonsai https://www.youtube.com/watch?v=fYhcpPwKEsQ&list=PLKL1PRNUgwSA0qeIjzd07P0TBNsXVh0EA 18.Money plant growing tips https://www.youtube.com/watch?v=PTxGdvA3flE&list=PLKL1PRNUgwSBXVgI3N3ejdDIj6AwYKyNK 19.Bonsai https://www.youtube.com/watch?v=Z2NS5HoVPNU&list=PLKL1PRNUgwSDGrJxEkZs-yBV-CPrRN0R5 20.Bonsai at Home https://www.youtube.com/watch?v=-L1OqorOpVY&list=PLKL1PRNUgwSCZL8mQqES1PJ3ZUUOMFc0i 21.Easy Bonsai Growing Tips https://www.youtube.com/watch?v=1TUcFwPrj4w&list=PLKL1PRNUgwSAPZgSzabn_O-RCa6CaSLP6 22.You Can Start Bonsai https://www.youtube.com/watch?v=X-HZRupYrvQ&list=PLKL1PRNUgwSBzrDVladlFbFFYQRnvsPu_

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If you live in Quebec, you can expect to pay more for a few things in 2025. The price of several goods and services including groceries and electricity are expected to rise.

I saved £30,000 in 2 years - all while working a minimum wage job

I set myself a goal of becoming a millionaire in 10 years.

It just got more expensive to travel in 51 countries — see the full list

The value of the pound has fallen.

3 Reasons Your CPP Benefits Are More Valuable Than You Think

Holding iShares S&P/TSX Capped Composite Index Fund (TSX:XIC) in a TFSA can supplement your CPP. The post 3 Reasons Your CPP Benefits Are More Valuable Than You Think appeared first on The Motley Fool Canada.

March Madness to pay women’s teams under new NCAA-approved structure

Women’s basketball teams finally will be paid for playing games in the NCAA Tournament each March just like the men have for years under a plan approved Wednesday at the NCAA convention.

Struggling with numbers was the first warning sign of my brother’s dementia

What’s weighing on the loonie?

With the Canadian dollar hovering near four-year lows, your trips south of the border could look a bit more expensive this year... but experts say there are ways to ease the financial stress of a weak loonie, and maybe even get ahead. Nivrita Ganguly reports.

5 Frugal Habits That Expert Barbara Ginty Swears By

In a world where spending money seems almost as effortless as breathing, cultivating frugal habits has become an art form. Whether it's buying clothes while shopping online or making impulse purchases...

Rising borrowing costs set to batter UK government - why does it matter?

As borrowing costs rise, the government has less money to spend on the country's creaking National Health Service, military, emergency services and schools. View on euronews

Parker’s New Australia Claim Has Over $1 Million Worth Of Gold! | Gold Rush

Subscribe to Discovery UK for more great clips: https://bit.ly/3wjYPAU Parker’s risk in taking on the Australia claim pays off when the first week of running the wash plant makes over $1 million dollars! 🇬🇧 Catch full episodes of your favourite Discovery Channel shows on discovery+: https://bit.ly/41DFZTB From Season 14 Episode 15. Follow Discovery UK on Twitter: http://www.twitter.com/DiscoveryUK

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From a semi-detached to a Pot Noodle.

The Impact of Renewable Energy on the US Economy

The Impact of Renewable Energy on the US Economy Get more from ClimateCosmos! What do you think about this topic? Share your thoughts in the comments below — we’d love to hear from you! Want more stories like this? Follow us and never miss out!

Average net worth of Americans by age — see how you compare

How mega-polluters take advantage of billions in green loans

Shell got one. So did the pipeline company Enbridge. And last summer, energy giant Drax got its biggest one to date, worth more than half a billion dollars.

2 Delectable Dividend Stocks Down up to 17% to Buy Immediately

These two dividend stocks may be down, but each are making some strong changes for today's investor. The post 2 Delectable Dividend Stocks Down up to 17% to Buy Immediately appeared first on The Motley Fool Canada.

How Much Cash Do You Need to Quit Work and Live Off Dividend Income?

If you're looking for early retirement, you've come to the right place. Start saving, and start earning massive income for now, and retirement. The post How Much Cash Do You Need to Quit Work and Live Off Dividend Income? appeared first on The Motley Fool Canada.

JPMorgan Chase's net income surges 50% to $14bn in fourth quarter

JPMorgan Chase's reported on Wednesday a more than 50% jump in net income for the fourth quarter, primarily helped by growth in revenue. The US financial services firm's earnings, as well as revenue, beat analysts' expectations. JPMorgan posted net income of $14 billion, or $4.81 per share, for the fourth quarter, compared with $9.3 billion, or $3....

World Bank pledges $20 billion to Pakistan

The World Bank has announced it will supply $20 billion to Pakistan over the next decade to help the country tackle climate change and development challenges that hinder growth, aiming for inclusive and sustainable development. "We welcome the World Bank's pledge of $20 billion under its first-ever 10-year Country Partnership Framework (CPF) for Pa...

A new workout routine doesn't need to be a heavy lift for your budget

When Jessica Moorhouse was in her 20s, her fitness routine was guided by workout videotapes borrowed from her father and a trusty pair of running shoes she used to circle her block.

$1.8 billion isn't missing after all in South Carolina but questions remain about accounting error

COLUMBIA, S.C. (AP) — It turns out that $1.8 billion in South Carolina state funds weren't just sitting in a bank account waiting to be spent. Instead, it was an accounting error compounded over years instead of being reconciled, an independent forensic audit determined.

US businesses wary of Trump policy impacts, Fed survey shows

By Ann Saphir (Reuters) -The U.S. economy ended 2024 with a slight to moderate increase in activity and a tick upward in employment, the Federal Reserve said on Wednesday, but businesses flagged a range of concerns about the potential for policies under President-elect Donald Trump to push prices higher. The findings, which draw on observations from the business and community contacts of each of

‘It’s not taxed at all’: Warren Buffett shares the 'best investment' you can make when battling inflation — and it doesn't have to cost you a dime

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Over 60% of Canadians are afraid of running out of money in retirement, study shows — Here's how to manage that anxiety with solid financial planning

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Yellen defends COVID spending, says it saved millions from losing jobs

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7 million Canadians now work side gigs, survey reveals

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10 Facts About the Hidden Costs of Climate Change

Uncover the unseen price tag of our climate crisis! 🌍💰 These 10 surprising facts shed light on the hidden costs we've overlooked. Join the conversation and let’s drive awareness together! #ClimateChange #Sustainability #HiddenCosts

Barrick Gold suspends operations in Mali after government seizes gold stocks

Barrick Gold Corporation has halted its operations in Mali after the government seized gold stocks worth $245 million Cdn from the company's Loulo-Gounkoto complex.